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Facing Creditor Contact During or After Bankruptcy?

Creditor Contacting You During or After Bankruptcy? Know Your Rights by Helbing Law office in Wisconsin

If you’re struggling with debt, you’re likely familiar with protections against creditor harassment. But what happens if they contact you during or after bankruptcy? Here’s what you need to know: Protections During Bankruptcy: Protections After Bankruptcy: Things to Remember about Creditor Contact: We can help you navigate the legal landscape and enforce your rights effectively. […]

Inherited IRAs in Wisconsin: Not Exempt from Bankruptcy

Inherited IRAs in Wisconsin: Not Exempt from Bankruptcy Timothy Helbing of Helbing Law Office in Wisconsin

Filing for bankruptcy can be a daunting process, especially when navigating asset protection. While Wisconsin offers exemptions safeguarding specific assets during bankruptcy, a recent case sheds light on a crucial distinction: inherited IRAs may not be exempt. Understanding the Exemption: Federal law typically exempts individual retirement accounts (IRAs) owned by the debtor or inherited from […]

Understanding Wage Garnishment in Wisconsin: Protecting Yourself During Financial Hardship

Helbing Law office, LLC located in Appleton, Wisconsin with Chapter 7 and Chapter 13 bankruptcy support from Timothy Helbing

Many Wisconsin residents are facing financial difficulties, struggling to make ends meet even with employment. This situation can lead to debt collection tactics like wage garnishment, which can further strain your finances. Understanding the process and your available defenses is crucial. What is Wage Garnishment? Wage garnishment allows a creditor with a court judgment against […]