Repossession of personal property to pay debt
When a debtor doesn’t pay his or her bills, it is seldom because he or she is being stubborn. It is typically because they just don’t have the funds to pay them. That is why Wisconsin has laws to protect consumers and laws to protect retailers or business owners. Protecting consumers and informing them of […]
Suffering under a burden of debt when you can have a fresh start
Financial problems can put a huge burden on a marriage or a family. Believe it or not, there are few people that have not experienced them at some point in their lives. It is easy to believe that only people with little or no income experience financial problems, but the truth is people with a […]
Swimming in medical debt?
Are you swimming in medical debt? If you do not have insurance and need any kind of medical treatment, this can quickly become the case. Even if you do have insurance, there are some services that are often billed separately, such as bills from the anesthesiologist, surgeon or a radiologist. You may receive these bills […]
Understand basic points about bankruptcy before you file
Filing bankruptcy is a big step toward financial freedom when your bills are pulling you deeper and deeper into debt. There seems to be a lot of misconceptions about bankruptcy that you shouldn’t fall for if you are considering filing for this relief. One thing that can impact the way that a bankruptcy will effect […]
Chapter 7 or Chapter 13 bankruptcy: Which is best?
When it comes to filing personal bankruptcy, which is better: Chapter 7 or Chapter 13? The type of bankruptcy you file will depend largely on your financial situation. For instance, are you facing foreclosure on your home or property, or are you just drowning in credit card debt and other bills? Their are advantages and […]
Debt-reduction calls via robocalls
Did you know that the National Do Not Call Registry contains more than 229 million phone numbers, and more than 7.1 million complaints to the Federal Trade Commission were received from November 2016 to October 2017? The majority of calls: marketing calls for debt reduction, warranty plans, and vacation and timeshare plans. It may come […]
Bankruptcy controls foundation’s funds
The University of Wisconsin-Oshkosh Foundation filed bankruptcy in August. The foundation was suffering severe financial problems after making some poor real estate deals. The foundation also purchased former Chancellor Wells’ home, which they purchased for $450,000 in 2013. That was $120,000 more than it was valued at. Wells has since retired. Now that the foundation […]
Understanding bankruptcy and its benefits
Many people think filing bankruptcy is reprehensible, but the truth is that it is a legal process that can help individuals or couples who are going under financial strain to get back on track with a new start in life. If you are tired of collection calls and being harassed by debt collectors, you might […]
Make plans to rebuild your credit after you file a bankruptcy
One of the primary concerns that people have when they are filing for bankruptcy is how the filing will impact their financial status in the upcoming years. There isn’t any easy answer for this because there are many factors that can affect how a bankruptcy impacts you. Filing for bankruptcy is going to impact your […]
Eliminating Christmas debt before it starts
Maybe you make the same resolution every year: “Next year, I’m going to shop for Christmas during the year, and then relax as I glide through the holidays worry-free.” Then somehow that resolution is forgotten by the time New Year’s Day rolls around? Here we are in the Christmas season again, and those of us […]
