What creditors can’t do to you
A creditor, a person who owns your debt, has a legitimate right to attempt to collect on that debt. But just because they have a right to get their money doesn’t mean they have the right to treat people however they want. Let’s be very clear on something right up front: creditor harassment is […]
Bankruptcy serves as a solution so ignore judgment from others
The worries and stress sometimes overcome you. Extreme financial debt has placed you into a pit that you presume is difficult to climb out from. You want and need to be in a better financial place, but what can you do? Plenty. An initial step is filing for bankruptcy. “Oh, my! I would never […]
4 signs it’s time to consider bankruptcy
Far too many people consider bankruptcy a last resort. In their minds, they equate Chapter 7 and Chapter 13 bankruptcy with a failure of financial responsibility. In fact, the Bankruptcy Code was written in anticipation of hardworking Americans facing overwhelming debt due to circumstances beyond their control. From job loss and divorce to medical […]
Some debts remain after personal bankruptcy, but you can manage
Filing for bankruptcy likely provides the springboard for your new financial beginning. Your debt and financial struggles proved to be a wake-up call, and you clearly understood that certain behaviors in your life had to change, namely your spending habits. And now that you have taken the necessary step, you wonder just how much […]
News For You: We’re Now Serving Green Bay
We at Helbing Law Offices are pleased to announce the opening of our new office in Green Bay, Wisconsin. Our team is excited to begin serving clients in the Green Bay area, helping them recover from their financial issues and begin with a fresh start. Why Work With A Local Attorney? Many of the […]
The difference between Chapter 13 and Chapter 7 bankruptcy
Bankruptcy is a safety rope that can save many people from crippling financial debts. There are multiple forms of bankruptcy, and each of them offers different benefits and drawbacks. If you are considering bankruptcy, how can you be sure which option is right for you? Despite how difficult it may seem to decide between bankruptcy […]
What happens to student loans in bankruptcy?
With student loan debt soaring to a record $1.6 trillion total, many Americans with college degrees are left with large debts that they struggle to pay back. When other financial troubles arrive, turning to bankruptcy may be the only option. Many people in this situation may wonder whether the burden of student loan debt […]
Have you heard these 3 common bankruptcy myths?
It’s no question that filing for bankruptcy can be a stressful time in a person’s life. However, there are many misconceptions that may permeate your mind when it comes to bankruptcy which makes it seem scarier than it really is. Myth #1: You’ll lose all your possessions, including your home Many people fear bankruptcy […]
Bankruptcy may eventually improve your credit score
There should be more to life than constantly struggling to pay monthly bills. Unfortunately, even if you manage to make payments on time, an emergency expense may leave you with a tremendous amount of debt. You probably do not have to bear the anxiety that comes with financial insecurity, though. On the contrary, filing for […]
Is there any relief for student loans?
There is a prevailing myth that student loan debt is impossible to discharge or mitigate. While it is true that student loan debt is very difficult to deal with compared to other debts, it is not true that no relief is possible. If you struggle with seemingly insurmountable student loan debt, there may be some […]
