Helbing Law Office Logo by Timothy Helbing located in Appleton, WI serving chapter 7 and chapter 13 bankruptcy

What happens to employees during layoffs

Kimberly-Clark plans on cutting more than 5,000 jobs and closing 10 facilities across the globe, according to an announcement by their leaders this week. In case you didn’t know, Kimberly-Clark, who makes paper products, such as Huggies, Kleenex and paper towels, was founded in Neenah in 1872. While now headquartered in Dallas, it still employs […]

Chapter 7 or Chapter 13 bankruptcy: Which is best?

When it comes to filing personal bankruptcy, which is better: Chapter 7 or Chapter 13? The type of bankruptcy you file will depend largely on your financial situation. For instance, are you facing foreclosure on your home or property, or are you just drowning in credit card debt and other bills? Their are advantages and […]

Understanding bankruptcy and its benefits

Many people think filing bankruptcy is reprehensible, but the truth is that it is a legal process that can help individuals or couples who are going under financial strain to get back on track with a new start in life. If you are tired of collection calls and being harassed by debt collectors, you might […]

In financial difficulties, don’t overlook your options

People experiencing financial difficulties often go through a tremendous amount of stress, sometimes even letting it take a toll on their health. Trying to find ways to come up with money to meet financial obligations can leave you feeling like you are all out of options. Before that happens, consult with a financial attorney. There […]

Filing a bankruptcy? Don’t do these three things!

As attorneys, we have seen far too many of our Wisconsin neighbors struggle with overwhelming medical and credit card debt. Despite the many benefits filing a bankruptcy can offer, most people resist this solution for as long as possible. When they do realize bankruptcy is the best and most logical option, many forge ahead without […]

A bankruptcy alternative only residents of Wisconsin can utilize

If you live in Wisconsin, you already know that our state is as unique as those who populate it. Unfortunately, there are some life circumstances in which we are not unique, such as suffering with financial difficulties. Just like other people living in the U.S., Wisconsin residents can experience overwhelming debt. For many, bankruptcy is […]

Weighing the pros and cons of filing bankruptcy

For many debt-ridden Wisconsin residents, bankruptcy is the only option. Others may be able to choose an alternative to bankruptcy but they don’t know if they should. We understand that it can be difficult to make sound decisions in the midst of a financial crisis. This is why we like to talk about debt and […]

Many people with cancer have to worry about bankruptcy, too

When you first get diagnosed with a chronic or life-threatening illness, you worry mostly about your health and future. Will you see your children (or grandchildren) graduate school? Will the treatments cause pain and discomfort? Will you be part of the percentage of people who “beat” this condition? Very few people think about the financial […]

Filing a bankruptcy in the middle of an emergency

Most of the time, people facing financial disaster should avoid rushing the process of filing for bankruptcy. After all, a bankruptcy that works in your best interests benefits from careful planning and preparation. Unfortunately, life does not always give those facing financial problems time to prepare. What would you do if an emergency arose while […]

What does the bankruptcy means test entail?

The bankruptcy means test is a process debtors undergo to find out if a chapter 7 bankruptcy is the right path. The test identifies whether or not a debtor is eligible for chapter 7. Unless you are a disabled veteran, you will have to go through the means test process before you can file a […]