If you do not qualify for a Chapter 7 bankruptcy, you still have options in securing debt relief. A Chapter 13 reorganization allows you to organize your debts into manageable payments that you can make to your creditors over a specific period of time.
At the Helbing Law Office, LLC, we recognize the stress of financial problems and how those problems can affect your life. Our job is to find workable solutions and put your mind at ease.
End the harassment of creditors with a call to our office. Attorney Helbing helps people from Appleton to Green Bay and across northeastern Wisconsin on the path to financial stability.
Don’t get frustrated if your income is too high for a Chapter 7. The advantages of a Chapter 13 are numerous. You can generally keep your most valuable assets, including your family home and car. If you are behind on your house or car payments, we can put the arrearage in the repayment plan. In some cases, we can even eliminate a second mortgage and modify an upside-down car loan to reflect the true value of the vehicle. After a set amount of time, usually from three to five years, the remaining debts that may include credit cards or medical bills are typically discharged. You can then start over without the fear of aggressive collection actions or wage garnishment. One telephone call to Appleton Chapter 13 bankruptcy attorney Timothy J. Helbing can get you started.
For more information on asset protection, or to schedule an appointment with an experienced Oshkosh lawyer regarding a debt repayment plan that can stop mortgage foreclosure and car repossession, please contact us.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
