Bankruptcy is a legal way to regain control of your finances
Some people think that filing bankruptcy is a negative event in life. This mode of thinking comes from the lax laws surrounding bankruptc filings before they were overhauled. Now, bankruptcy is only a viable option for people who meet specific requirements. With the new guidelines, this is a viable legal option that people can use […]
Avoid making common bankruptcy mistakes
People who are in dire financial straits need to think about options for reclaiming their finances. One option is bankruptcy, but those who are considering this choice must ensure that they aren’t doing anything that is going to negatively impact their case. Remember that the decision to file doesn’t mean that you are skipping out […]
Chapter 7 bankruptcy may help you find financial relief
Being harassed by debt collectors isn’t ever fun. When you simply don’t have the means to pay the bills, it might be time to look into the options that you have to get a handle on your debts. One of these options is filing for bankruptcy, which might not seem ideal, but there is a […]
Exploring your options when past-due bills are weighing you down
Being in debt can cause stress in every area of your life. If you are behind on payments, you might feel guilty about taking any money to do enjoyable things in life. This can make you miserable. Your goal now might be to get caught up on the payments so you don’t have the […]
Important considerations for a Chapter 13 bankruptcy
Chapter 13 bankruptcy isn’t an easy way out of debt. Many people may falsely assume that once they file, they are done. The fact is that a Chapter 13 filing means that you are going to make regular payments to the bankruptcy trustee. This fact alone makes it a more difficult option than the […]
Use bankruptcy as a turning point in your financial attitude
Your bankruptcy process is one that isn’t going to be over in just a few days. If you file a Chapter 7, you will likely have a discharge faster than someone who files a Chapter 13. This is because the people who file the latter option will have to make payments to the bankruptcy court […]
Tips for enjoying financial freedom after bankruptcy
Filing for bankruptcy is a difficult step that some people take to get out of debt. If you are thinking of taking this step, make sure that you understand what life is going to be like after the filing. It is imperative to take steps to shore up your finances during the bankruptcy. You […]
Understand what happens when you go through bankruptcy
When your credit card and other bills become so overwhelming that you are having to figure out what to pay and what to let lapse, it might be time to consider your options for reducing the debt loan. You mustn’t fall for scams and shams when you are in this position. Instead, you need […]
Make a plan for handling Christmas credit card debt
Christmas debt is something that many Americans will accumulate at the end of the year. While there isn’t really anything wrong with this, there is sometimes a problem in January when the credit card bills start coming in. This might bring up the question of how to handle that debt so that you can […]
Reclaim your financial stability through bankruptcy
Filing for bankruptcy isn’t something that most people want to do during their adult life. When you are in debt so deep that you can’t find a way to pay at all, you might need to consider bankruptcy. The type of case you file determines what you will have to do. If you have an […]
